Pick your metro

New York, NY

1.45× national average

Highest U.S. construction costs; tight logistics and union labor.

San Jose, CA

1.42× national average

Bay Area premium on labor and permits.

San Francisco, CA

1.40× national average

Bay Area premium on labor and permits.

Boston, MA

1.30× national average

High labor rates and old-housing complexities.

Los Angeles, CA

1.28× national average

Permit fees and seismic requirements add cost.

Seattle, WA

1.25× national average

Strong demand and high labor rates.

Washington, D.C., DC

1.18× national average

Regulatory overhead and skilled-labor premiums.

Philadelphia, PA

1.10× national average

Above-average labor and material delivery.

Chicago, IL

1.12× national average

Winter-weather scheduling and union labor.

Denver, CO

1.10× national average

Fast growth keeps labor tight.

Portland, OR

1.08× national average

Above-average west-coast labor.

Miami, FL

1.08× national average

Hurricane-code requirements add cost.

Las Vegas, NV

0.98× national average

Near national average; hot-weather scheduling.

Phoenix, AZ

0.96× national average

Slightly below average; fast permitting in many jurisdictions.

Orlando, FL

0.93× national average

Below average; large contractor pool.

Austin, TX

0.95× national average

Below average but rising with demand.

Nashville, TN

0.93× national average

Below average; competitive market.

Charlotte, NC

0.92× national average

Below average; efficient builds.

Dallas, TX

0.92× national average

Below average; large supplier network.

Columbus, OH

0.95× national average

Near or below average.

Houston, TX

0.90× national average

Among the lowest major-metro costs.

Detroit, MI

0.95× national average

Below average.

Minneapolis, MN

1.02× national average

Near average; winter scheduling.

Kansas City, MO

0.94× national average

Below average; efficient Midwest builds.

Atlanta, GA

0.95× national average

Below average; large labor pool.

San Antonio, TX

0.91× national average

San Antonio sits within Texas, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

San Diego, CA

1.41× national average

San Diego sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Fort Worth, TX

0.91× national average

Fort Worth sits within Texas, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Jacksonville, FL

1.01× national average

Jacksonville sits within Florida, a state running about 1% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Indianapolis, IN

0.88× national average

Indianapolis sits within Indiana, a state running about 12% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Louisville, KY

0.93× national average

Louisville sits within Kentucky, a state running about 7% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Oklahoma City, OK

0.84× national average

Oklahoma City sits within Oklahoma, a state running about 16% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Washington, DC

1.34× national average

Washington sits within District of Columbia, a state running about 34% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

El Paso, TX

0.91× national average

El Paso sits within Texas, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Memphis, TN

0.89× national average

Memphis sits within Tennessee, a state running about 11% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Baltimore, MD

1.21× national average

Baltimore sits within Maryland, a state running about 21% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Milwaukee, WI

0.97× national average

Milwaukee sits within Wisconsin, a state running about 3% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Albuquerque, NM

0.90× national average

Albuquerque sits within New Mexico, a state running about 10% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Fresno, CA

1.41× national average

Fresno sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Tucson, AZ

1.08× national average

Tucson sits within Arizona, a state running about 8% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Sacramento, CA

1.41× national average

Sacramento sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Kansas City, MO

0.89× national average

Kansas City sits within Missouri, a state running about 11% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Mesa, AZ

1.08× national average

Mesa sits within Arizona, a state running about 8% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Raleigh, NC

0.97× national average

Raleigh sits within North Carolina, a state running about 3% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Colorado Springs, CO

1.02× national average

Colorado Springs sits within Colorado, a state running about 2% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Omaha, NE

0.91× national average

Omaha sits within Nebraska, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Virginia Beach, VA

0.99× national average

Virginia Beach sits within Virginia, a state running about 1% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Long Beach, CA

1.41× national average

Long Beach sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Oakland, CA

1.41× national average

Oakland sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Bakersfield, CA

1.41× national average

Bakersfield sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Tulsa, OK

0.84× national average

Tulsa sits within Oklahoma, a state running about 16% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Tampa, FL

1.01× national average

Tampa sits within Florida, a state running about 1% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Aurora, CO

1.02× national average

Aurora sits within Colorado, a state running about 2% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Arlington, TX

0.91× national average

Arlington sits within Texas, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Wichita, KS

0.88× national average

Wichita sits within Kansas, a state running about 12% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Cleveland, OH

0.94× national average

Cleveland sits within Ohio, a state running about 6% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

New Orleans, LA

0.91× national average

New Orleans sits within Louisiana, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Henderson, NV

1.01× national average

Henderson sits within Nevada, a state running about 1% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Honolulu, HI

1.85× national average

Honolulu sits within Hawaii, a state running about 85% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Anaheim, CA

1.41× national average

Anaheim sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Lexington, KY

0.93× national average

Lexington sits within Kentucky, a state running about 7% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Stockton, CA

1.41× national average

Stockton sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Newark, NJ

1.19× national average

Newark sits within New Jersey, a state running about 19% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Riverside, CA

1.41× national average

Riverside sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Irvine, CA

1.41× national average

Irvine sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Corpus Christi, TX

0.91× national average

Corpus Christi sits within Texas, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Santa Ana, CA

1.41× national average

Santa Ana sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Cincinnati, OH

0.94× national average

Cincinnati sits within Ohio, a state running about 6% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Greensboro, NC

0.97× national average

Greensboro sits within North Carolina, a state running about 3% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Pittsburgh, PA

0.96× national average

Pittsburgh sits within Pennsylvania, a state running about 4% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

St. Paul, MN

0.93× national average

St. Paul sits within Minnesota, a state running about 7% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Durham, NC

0.97× national average

Durham sits within North Carolina, a state running about 3% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Jersey City, NJ

1.19× national average

Jersey City sits within New Jersey, a state running about 19% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Lincoln, NE

0.91× national average

Lincoln sits within Nebraska, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

North Las Vegas, NV

1.01× national average

North Las Vegas sits within Nevada, a state running about 1% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Plano, TX

0.91× national average

Plano sits within Texas, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Gilbert, AZ

1.08× national average

Gilbert sits within Arizona, a state running about 8% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Anchorage, AK

1.29× national average

Anchorage sits within Alaska, a state running about 29% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Madison, WI

0.97× national average

Madison sits within Wisconsin, a state running about 3% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Reno, NV

1.01× national average

Reno sits within Nevada, a state running about 1% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Chandler, AZ

1.08× national average

Chandler sits within Arizona, a state running about 8% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

St. Louis, MO

0.89× national average

St. Louis sits within Missouri, a state running about 11% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Chula Vista, CA

1.41× national average

Chula Vista sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Fort Wayne, IN

0.88× national average

Fort Wayne sits within Indiana, a state running about 12% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Buffalo, NY

1.25× national average

Buffalo sits within New York, a state running about 25% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Lubbock, TX

0.91× national average

Lubbock sits within Texas, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Laredo, TX

0.91× national average

Laredo sits within Texas, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Port St. Lucie, FL

1.01× national average

Port St. Lucie sits within Florida, a state running about 1% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

St. Petersburg, FL

1.01× national average

St. Petersburg sits within Florida, a state running about 1% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Toledo, OH

0.94× national average

Toledo sits within Ohio, a state running about 6% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Glendale, AZ

1.08× national average

Glendale sits within Arizona, a state running about 8% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Winston-Salem, NC

0.97× national average

Winston-Salem sits within North Carolina, a state running about 3% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Irving, TX

0.91× national average

Irving sits within Texas, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Chesapeake, VA

0.99× national average

Chesapeake sits within Virginia, a state running about 1% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Garland, TX

0.91× national average

Garland sits within Texas, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Scottsdale, AZ

1.08× national average

Scottsdale sits within Arizona, a state running about 8% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Boise, ID

1.02× national average

Boise sits within Idaho, a state running about 2% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Richmond, VA

0.99× national average

Richmond sits within Virginia, a state running about 1% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Frisco, TX

0.91× national average

Frisco sits within Texas, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Cape Coral, FL

1.01× national average

Cape Coral sits within Florida, a state running about 1% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

McKinney, TX

0.91× national average

McKinney sits within Texas, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Huntsville, AL

0.85× national average

Huntsville sits within Alabama, a state running about 15% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Salt Lake City, UT

1.01× national average

Salt Lake City sits within Utah, a state running about 1% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Birmingham, AL

0.85× national average

Birmingham sits within Alabama, a state running about 15% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Rochester, NY

1.25× national average

Rochester sits within New York, a state running about 25% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Grand Rapids, MI

0.94× national average

Grand Rapids sits within Michigan, a state running about 6% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Dayton, OH

0.94× national average

Dayton sits within Ohio, a state running about 6% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Providence, RI

1.11× national average

Providence sits within Rhode Island, a state running about 11% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Little Rock, AR

0.89× national average

Little Rock sits within Arkansas, a state running about 11% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Charleston, SC

0.92× national average

Charleston sits within South Carolina, a state running about 8% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Columbia, SC

0.92× national average

Columbia sits within South Carolina, a state running about 8% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Springfield, MO

0.89× national average

Springfield sits within Missouri, a state running about 11% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Fort Collins, CO

1.02× national average

Fort Collins sits within Colorado, a state running about 2% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Pensacola, FL

1.01× national average

Pensacola sits within Florida, a state running about 1% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Chattanooga, TN

0.89× national average

Chattanooga sits within Tennessee, a state running about 11% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Syracuse, NY

1.25× national average

Syracuse sits within New York, a state running about 25% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Des Moines, IA

0.89× national average

Des Moines sits within Iowa, a state running about 11% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Spokane, WA

1.15× national average

Spokane sits within Washington, a state running about 15% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Mobile, AL

0.85× national average

Mobile sits within Alabama, a state running about 15% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Shreveport, LA

0.91× national average

Shreveport sits within Louisiana, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Montgomery, AL

0.85× national average

Montgomery sits within Alabama, a state running about 15% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Augusta, GA

0.91× national average

Augusta sits within Georgia, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Savannah, GA

0.91× national average

Savannah sits within Georgia, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Jackson, MS

0.86× national average

Jackson sits within Mississippi, a state running about 14% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Baton Rouge, LA

0.91× national average

Baton Rouge sits within Louisiana, a state running about 9% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Akron, OH

0.94× national average

Akron sits within Ohio, a state running about 6% below the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Modesto, CA

1.41× national average

Modesto sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Oxnard, CA

1.41× national average

Oxnard sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Santa Clarita, CA

1.41× national average

Santa Clarita sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Fontana, CA

1.41× national average

Fontana sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Moreno Valley, CA

1.41× national average

Moreno Valley sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Huntington Beach, CA

1.41× national average

Huntington Beach sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Fremont, CA

1.41× national average

Fremont sits within California, a state running about 41% above the U.S. average on the C2ER 2025 cost-of-living index; local construction costs follow the same regional pattern.

Important Disclaimer (YMYL)

Renovation costs are Your-Money-Your-Life (YMYL) decisions. Every figure here is a national average compiled from third-party industry sources and changes every year. They are estimates for planning only, not quotes or bids. Always confirm current pricing with licensed local contractors and obtain written, itemized bids before committing to a budget.